"Our income-based Easy Finance program is here to help you establish your credit while allowing you to finance a vehicle, based on your monthly income NOT your CREDIT SCORE."
Do you have less than ideal credit, but still in need of a vehicle? The UR APPROVED Finance Department in Skokie is your best solution. The UR APPROVED team specializes in getting auto loans for customers with bad credit. Our team knows that having bad credit doesn't make you a criminal. Usually damaged credit occurs through no fault of your own. There are several different situations that can result in poor credit and many of them aren't your fault. Our finance team understands that your credit isn't perfect and were willing to help with an auto loan with reasonable monthly payments.
Our team is also more than willing to help drivers with great credit, good credit or even mediocre credit find the auto loans that they need to afford the very best that our dealership has to offer.
Our dealership has over 1,000 new Chrysler, Dodge, Jeep and Ram vehicles available for drivers with poor credit. Our finance team will do their best to help you get into the finance deal that will get you a new vehicle and start to rebuild your credit.
We also offer over 200 pre-owned vehicles for drivers to choose from. Pre-owned vehicle financing can be a great option for drivers with bad credit looking to get an auto loan. It can be much easier to finance a pre-owned option for anyone with challenged credit.
The UR APPROVED team of finance experts ready to help drivers rebuild their credit history with a bad credit auto loan today. The team at our finance center have seen every situation and we've done our best to help drivers with poor credit get the auto loans that they desperately need.
APPLY NOW
Search our inventory below, then to get your approval fill out the simple easy NO CREDIT CHECK form to get approved today.
After you submit the form you will gain access to our SPECIAL INTERNET PRICES with more vehicle pictures and complete vehicle details.
A UR APPROVED rep will contact you to confirm your information, answer all of your questions, and explain to you everything you will need to bring in; so you can come in and DRIVE OFF TODAY!
"John Pewitte is the man! He was able to help me get behind the wheel even though I had credit issues. Truly grateful and appreciative. I highly recommend everyone to come pay him a visit. He will stop at nothing to get you on the road."
"When a good friend gave me the name John Pewitte I wasn't encouraged that he could help me after already hearing 'No's' or not even getting a call back for numerous other places. He acquired my name off his Facebook post I was tagged in and from there he was committed! We worked over the phone since I live kind of far and once he got that approval he let me know and I made my way to Skokie. Angel was AWESOME! They both made the process as smooth as possible. Angel and John worked with me from the time I arrived until the time I drove off the lot in my 2018 Jeep Renegade. I'm very thankful I continued to have some kind of faith in this process. Angel you're AWESOME! If anyone goes here and has a bad experience then it's your fault."
Daniel Brown
Chicago, IL
"I came in today knowing I wasn't gone get approved with car because of my credit but I was wrong. This was the only place that gave my chance. I got a 2016 jeep with a great down and monthly payments. Thankssss Roger your the best!!!!!!!!!"
LaShonda Brown
Chicago, IL
Breanna Miller
Chicago, IL
"This is a great dealership me and my love walked in just about 2 hours before they closed and sales man roger helped us out through everything and didn’t take long at all we was in a car within a hour after we arrived.... I highly recommend this dealership thanks again roger and John for all you guys help today!!! We love are vehicle!!
"My man John, took good care of me. got me in a car that I wanted at a price I can afford. The staff was very professional and I highly recommend them to anyone interested in purchasing a car."
Damien Thomas
Chicago, IL
Charnese Poole
Chicago, IL
*Disclaimer: Monthly payments on these vehicles are an estimate, based on the sales price of vehicle calculated on a 6.99% APR for 84 months with a down-payment of 0, on approved loan. All advertised prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testing charge. Down Payment, Monthly payment, and interest rate are based on approved loan. Prices do not include Sales Tax and DMV registration fees. While we try to make sure that all prices posted here are accurate at all times, we cannot be responsible for typographical and other errors. Please call us for availability on all vehicles since our inventory moves fast.
Privacy Policy
Information regarding UR Approved's privacy practices:
This document describes UR Approved's policy regarding standard information collected in normal web site usage as well as information you provide when you visit our web site. The amount and type of information received depends on how you use our site.
Normal Web Site Usage:
During normal web site usage, we do not collect or store personally identifiable information such as name, mailing address, e-mail address, phone number, or social security number. You can visit UR Approved's web site to read product, company, and other information. The only information we collect and store during normal web site usage is the name of your Internet service provider, the web site you last visited, the pages you request, and the date and time of those requests.We collect this information to generate statistics and measure site activity to improve the usefulness of customer visits. This information is shared only within UR Approved.
Collection of Personal Information:
At times, particularly when you use one of our on-line services (i.e., new-car buying, used-car buying, UR Approved's on-line credit application, etc.) UR Approved may ask you to provide certain information about yourself by filling out and submitting an online form. It is completely optional for you to fill out any one of these forms. If you choose to use one of these on-line services, however, UR Approved may require that you provide information, which may include your name, mailing address, e-mail address, social security number or other personally identifying information. When you submit personal information to UR Approved, you understand and agree that UR Approved may access, store, and utilize your customer profile information. We may share information about your personal information with reputable credit reporting agencies as authorized under federal and state laws, but only as lawfully permitted or required. We collect this information for a variety of reasons, including but not limited to informing you of special offers, and other products and services from UR Approved.
While we have not done so at this time, in the future we may contract with other reputable companies in our efforts to offer you additional attractive products and services. If you do not want the information you provide to UR Approved to be shared with other companies, please indicate this preference when you provide the information to UR Approved in the comments section. Of course, we will honor your request.
UR Approved's privacy practices are designed to provide a high level of protection for your personal information and our computer systems.
Interest-Based/Online Behavioral Advertising:
On some pages of our site we may allow third-party advertising partners to set web tracking tools (e.g., cookies and web beacons) to collect anonymous, non-personally identifiable information regarding your activities on those pages (e.g., your IP address, page(s) visited, time of day). We may also share such information we have collected with third-party advertising partners. These advertising partners may use this information (and similar information collected from other websites) for purposes of delivering future targeted advertisements to you when you visit other sites within their networks. This practice is commonly referred to as "interest-based advertising" or "online behavioral advertising."
A "cookie" is a small text file or text identifier placed on your computer to assist us in providing customized services. We use cookies to provide you with a convenience feature to save you time and provide a more personalized experience on our site. For example, you may log on once during a visit and will be able to access multiple servers without having to log on again and again. We also use the information for internal research on our user's demographics, interests, and behavior to better understand our visitor's preferences. We may use cookies provided by Google . You have the ability to accept or decline cookies.
CCPA
INFORMATION COLLECTED
We collect the following categories of information from and about you:
Contact information, such as name, postal address, email address, and phone number.
Information regarding your lease or finance terms and monthly payment amounts, that we may obtain from third-party sources.
Information regarding the mileage on your vehicle, which is collected when you bring your vehicle to our dealership’s service department, or that we may obtain from third-party sources.
Geolocation information.
Online identifiers, such as username and IP address.
Usage information, such as how you and your device interact with our website (e.g., the pages you visit or the search terms you enter).
Other information, such as your car preferences, or information regarding your potential trade-in vehicle, that you provide or that we may obtain from third-party sources.
COOKIES
We, and third parties we allow, use cookies and other similar technologies. Cookies are small text files placed on your device that uniquely identify your device and which a website can transfer to a consumer’s hard drive to keep records of his or her visit to a website. We, or third parties, may use session cookies or persistent cookies. Session cookies only last for the specific duration of your visit and are deleted when you close your browser. Persistent cookies remain on your device’s hard drive until you delete them or they expire. Different cookies are used to perform different functions, which are explained below:
Essential. Some cookies are essential in order to enable you to move around our website and use its features, such as accessing secure areas of our website. Without these cookies, we cannot enable appropriate content based on the type of device you are using.
Analytics. We use Google Analytics to measure how you interact with our website and to improve your user experience. To learn more about Google Analytics privacy practices and opt-out mechanisms, please visit the Google Analytics Security and Privacy Principles page at https://support.google.com/analytics/answer/6004245?hl=en. Google also provides a complete privacy policy and instructions on opting-out of Google Analytics at https://tools.google.com/dlpage/gaoptout.
Targeted Advertising. We use cookies to compile information on our users interaction with our website. We use this information to serve ads to you off of our website.
There are several ways to manage cookies. You can control the use of cookies at the browser level, by instructing your browser to accept cookies, disable cookies or notify you when receiving a new cookie. Please note that if you reject cookies, you may still use our website, but your ability to use some features or areas of our website may be limited. The Network Advertising Initiative also offers a means to opt-out of a number of advertising cookies. Please visit www.networkadvertising.org to learn more. Note that opting-out does not mean you will no longer receive online advertising. It does mean that the company or companies from which you opted-out will no longer deliver ads tailored to your preferences and usage patterns.
USE OF INFORMATION COLLECTED
We use the information we collect from you for the following purposes:
To provide our Services.
To send you marketing communications.
To respond to your requests and inquiries.
To improve user experiences by making our website easier to use and navigate.
For other legitimate business purposes.
SHARING AND DISCLOSURE OF INFORMATION
We may share or disclose your information to the following categories of third parties and for the following reasons:
To third-party service providers, agents or independent contractors who help us maintain our Services and provide other administrative services to us.
To unaffiliated third parties whose products and/or services we believe might be of interest to you.
We may share your personal information in the course of any reorganization process including, but not limited to, mergers, acquisitions, and sales of all or substantially all of our assets.
We may disclose your personal information to law enforcement, government agencies, and other related third parties, in order to comply with the law, enforce our policies, or protect our or others’ rights, property or safety.
If you would like to see your personal information collected, delete your personal information from our records, opt out of the sale of your personal information or have any questions concerning your personal information please fill out the form on our CCPA page and one of our representatives will reach out to you.
We reserve the right to change our Privacy Policy. A revised Privacy Policy will only apply to data collected subsequent to its effective date. Any revisions will be posted at least 10 days prior to its effective date.